Featured Institution: Rang De

I came across a site – Rang De (www.rangde.org) and I find it to be an exceptional concept. 

[Disclaimer: I have not done any background check on them yet. But the idea in itself is a very appealing and novel one to me]

For me, this is the kind of microfinance site I would love to encourage. I am quoting some of the things I read from the site. 

“Through Rang De we hope that many of us will be able to share and spread the colours of joy with other individuals. Rang De is an attempt to bring together the India that is economically progressing rapidly and the India that has been ignored and needs all our attention. Rang De is a platform for individuals to make a sustainable difference and join a mission to alleviate poverty…”

The Core beliefs that shaped Rang De are:

  1. That most social issues if not all, are manifestations of poverty. Unless we address poverty holistically, our attempts will remain futile.
  2. That microcredit is a sustainable means of alleviating poverty if it is affordable and can be accessed by all.
  3. That charity and donations are hardly sustainable means to financial independence. In fact, it hinders an individual’s spirit to fight against poverty.

Rang De’s mission is to make microcredit accessible to all by lowering interest rates by doing things differently. To know how you can become a part of this mission please read further. 

    How Rang De works?  

    Step 1. Register and become a Social Investor. 

    Step 2. Choose borrowers to make a social investment. You can invest as little as Rs.500. 

    Step 3. Rang De ’s field partners receive and disburse loans to their borrowers. 

    Step 4. Borrower repays loan according to a repayment schedule. 

    Step 5. You receive a return of 3.5% on your social investment at the end of the tenure. 

I encourage all the visitors to this site/ readers to the blog to check the site out. The small amounts that you can donate are often less than the amount that people spend on dining outside. 

About Amit
Conventional, boring, believer, poet, Shayar (to be precise), lover of music, musical instruments, and all that can be called music (theoretically or metaphorically), jack of all master of none, more of a reader less of a writer, arbit philosopher, foolish debater.. and many more such things.. like so many people!

4 Responses to Featured Institution: Rang De

  1. vivek440 says:

    Thanks for sharing your feedback!

    Vivek Gupta


  2. Hey Vivek,
    I am an investor on Rangde and my experience has been fantastic. I wish the team would add a feature to remind me about making an investment on my pay day – so that I can do investments without fail on a regular basis.


  3. Gnanaraj says:

    Hi Vivek

    This is Gnanaraj part of Rang De’s team.

    You can actually listen and see about the experience of the people who has been involved with Rang De.Org

    Please write to us if you need more information about us.

    Thanks for your interest


    email – gnanaraj@rangde.org


  4. vivek440 says:

    Very interesting website! Will love to hear experiences of people who have used this website.


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